412(e)(3) Advisor Remain Life

About Us

Two partners, raised in life insurance — here to Remain.

Remain was founded by two partners who grew up in life insurance families. Life Insurance has been part of our DNA from the early days where our fathers built their careers with carriers we represent today. And we began our own journeys in Life Insurance over 20 years ago.

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Independent. By design.

We are an independent agency. Through our strategic partner, Modern Life, we represent more than 20 of the country’s most respected carriers — among them:

GuardianJohn HancockMassMutualMinnesota LifeNew York LifePacific LifePrudential

We are never tied to a single product, and we never force one. We shop the field and bring you the coverage that actually fits.

412(e)(3) Advisor is the defined-benefit pension practice of Remain Life Insurance Services, LLC, a California-licensed brokerage (CA License #6019240). Plan design and annual filings run in coordination with an independent 412(e)(3) third-party administrator and enrolled actuary; the guaranteed contracts that fund each plan are placed with the carriers above. Everything else Remain does — from term coverage to estate planning — lives at remainlifeinsurance.com.


Service, and a place.

Our Service

What we promise.

We put a high value on service. Whether you’re a family securing what matters most, a business owner protecting what you’ve built, a family planning a legacy, or someone who simply wants an honest look at a policy you already own — we’ll meet with you individually and craft the right approach, across every kind of coverage.

Our Home

Where we live.

And we’re local. We live and work here in North County San Diego. Our children have gone to school here and we’ve coached community soccer, basketball, and baseball teams. When you reach Remain, you’re talking to someone down the road — not a call center across the country.